First Person Blackjack

First Person Blackjack

Can you get to 21 before the dealer? Play First Person Blackjack to find out!

    First Person Blackjack Game Overview

    The aim of First Person Blackjack is to achieve a higher value hand than the dealer, without going over 21.

    The best hand available in this game is blackjack, which happens when the sum of your first two dealt cards is exactly 21.

    Up to seven players can play First Person Blackjack, but you only compete against the dealer.

    Game Rules

    First Person Blackjack is played with eight standard 52-card decks, with the following card values:

    • Cards numbered two to ten are worth their face value.
    • Face cards are each worth ten.
    • Aces are worth one or 11, whichever is better for the hand - a soft hand includes an Ace worth 11.

    After the betting time has expired, the dealer gives each player one card face-up. 

    Dealing starts with the first player to the dealer's left and continues clockwise until the dealer is reached.

    The dealer then deals a second card face-up to each player before dealing one card face-down to himself.

    You can view the value of your initial hand next to your cards.


    You can choose to buy insurance if the dealer's upcard is an Ace, to offset the risk that they have blackjack - even if you have blackjack yourself.

    The amount of insurance is equal to one half of your main bet, and is settled separately from the main bet.

    The dealer will check his downcard for blackjack.

    If he doesn't have blackjack, the round will continue.

    If he has blackjack, but you don't, the dealer's hand wins.

    However, if you and dealer both have blackjack, the game ends in a push and your bet is returned.

    It isn't possible to purchase insurance if the dealer's upcard is a ten or face card - the dealer won't check for blackjack in this scenario.

    Double Down, Hit or Stand

    If the dealer doesn't have blackjack from his first two cards, players will have the opportunity to improve the values of their hand.

    When the value of your initial hand isn't 21, you can choose to Double Down, which doubles your bet and adds one more card to your hand.

    You may also decide to Hit, which will add another card to your hand - this can be repeated more than once.

    When you are satisfied with the value of your hand, you can choose to Stand. 


    If your initial hand is a pair of cards equal in value, you can Split them to make two separate hands, each with a separate bet that is equal to your main bet.

    After receiving a second card to both your hands, you can choose to Hit to improve the value of the two hands.

    If you Split a pair of Aces, you will only receive one additional card per hand with no option to Hit.


    If the value of your hand exceeds 21, you bust and lose your bet on that hand.

    The dealer will reveal the value of his downcard once all players have taken their turns.

    The dealer has to Hit on a hand worth 16 or less and Stand on a hand worth a soft 17 or more. 

    When the value of your final hand is closer to 21 than the dealer's, or the dealer busts, you win!

    If the value of your hand is equal to the dealer's, the round ends in a push and your bet is returned.

    Blackjack beats a hand of 21 comprised of three or more cards, and a hand of 21 resulting from a Split pair.

    Side Bets

    There are two optional side bets available in First Person Blackjack - Perfect Pairs and 21+3. 

    Side bets can be placed in combination with your main blackjack bet.

    You have the chance to win on any side bet, regardless of whether or not you win on your main bet.

    Perfect Pairs Side Bet

    If your first two cards make any pair, you will have the chance to win with a Perfect Pairs bet.

    There are three types of pairs, each with a different payout:

    • Perfect Pair - same suit
    • Coloured Pair - different suits of the same colour
    • Mixed Pair - different suits 

    21+3 Side Bet

    If your first two cards plus the dealer's upcard make any of the following combinations, you will have the chance to win with the 21+3 side bet.

    • Suited Trips - an identical triplet
    • Straight Flush - of the same suit and in numerical sequence
    • Three of a Kind - same value but different suits
    • Straight - in numerical sequence but different suits
    • Flush - same suit

    Each combination has a different payout.

    Bet Behind

     You can bet on another player's hand with the Bet Behind feature.

    Betting behind another player's hand means that you will share the outcome of their hand.

    The payouts for Bet Behind wagers are the same as ordinary bets.

    The option to Bet Behind is available even if you aren't seated at the table or don't intend to play your hand.

    You cannot Bet Behind your own hand.

    The Bet Behind option is available while betting is open, hover your cursor over any Bet Behind spot to view the total number of players who have placed a Bet Behind bet and the sum of their combined wagers.

    The nickname displayed at each seat identifies which player will make all decisions for that hand.

    You can decide to place an insurance bet if the dealer's upcard is an Ace.

    You can also decide in advance whether to double your bet when the player you are betting behind chooses to Double Down or Split.

    The dialogue box appears before you place your first Bet Behind bet and allows you to specify preferences regarding when to double down or split.

    These settings can be changed later by clicking the 'Settings' button and then selecting 'Bet Behind Options'. 

    You may also untick 'Allow other players to bet behind me”' if you want to prohibit other players from betting behind you.

    Hot Players

    The 'Hot Players' icon marks which blackjack players are on the longest winning streak.

    The number shown on the gold medal indicates the number of consecutive rounds that the player has won.

    As soon as a Hot Player loses a round, they lose the gold medal icon.


    • Blackjack - 3:1
    • Winning Hand - 1:1
    • Insurance when the dealer has blackjack - 2:1

    Perfect Pairs Payouts 

    Perfect Pair25:1
    Coloured Pair12:1
    Mixed Pair6:1

    21+3 Payouts

    Suited Trips100:1
    Straight Flush40:1
    Three of a Kind30:1

    Return to Player (RTP)

    The optimal theoretical payout percentage is: 

    • Blackjack – 99.28%
    • Perfect Pairs bet – 95.90%
    • 21+3 bet – 96.30%