First Person Blackjack

Can you get to 21 before the dealer? Play First Person Blackjack to find out!

    First Person Blackjack Game Overview

    Up to seven players can play First Person Blackjack, but you only compete against the dealer.

    Game Rules

    First Person Blackjack is played with eight regular decks of 52 cards, with the following values:

    • Cards numbered two to ten are worth their face value.
    • Face cards are each worth ten.
    • Aces are worth one or 11, whichever is better for the hand - a soft hand includes an Ace worth 11.

    At the end of the betting period, players will receive one card face-up before receiving a second card face-up.

    The dealer will have one card face-down.

    Insurance Bet

    Since you can't see the dealer's downcard, you may decide to offset the risk that they will be able to form Blackjack when they receive their upcard.

    You can offset this risk by placing an Insurance Bet, which will equal 50% of your main bet.

    Insurance Bets are reviewed separately from the main bet.

    You can buy an Insurance Bet even if you have Blackjack.

    If the dealer's upcard doesn't make Blackjack, then the round continues.

    If the dealer's upcard makes Blackjack, and you don't have Blackjack, then the dealer wins.

    A push is declared if neither have Blackjack - your bet will be refunded in this instance.

    Note: You can't place an Insurance Bet if the dealer's upcard is a 10 or face card.

    Double Down, Hit or Stand

    You can choose to Double Down, Hit or Stand if the dealer doesn't have Blackjack.

    Doubling Down will double the value of your wager and add another card to your hand.

    You can increase the number of cards in your hand by one each time you choose to 'Hit'.

    Deciding to 'Stand' will hold your hand as it is.


    You can choose this option if your first two cards are of the same value.

    Clicking 'Split' will separate your hands into two different hands.

    Each hand will have its own bet that equals your main bet.

    Another card will be added to each hand.

    Unless your initial hand was a pair of Aces, you can choose to 'Hit' on each hand.


    You will lose your bet if your hand goes over 21.

    The dealer will show his second card once everyone has played their turn.

    If the dealer's hand is worth up to 16, then they will have to 'Hit'.

    If the dealer's hand is worth at least a soft 17, they will have to 'Stand'.

    You win if your hand is closer in value to 21 than the dealers!

    In the event of a push, you will receive your bet back.

    Side Bets

    You can choose from two side bets available in First Person Blackjack - Perfect Pairs and 21+3. 

    These bets are placed alongside your main bet and will be evaluated separately from your main bet.

    Perfect Pairs Side Bet

    This bet covers the chance that your initial hand will be formed of a pair of cards.

    There are three types of pairs, each with a different payout:

    • Perfect Pair - same suit
    • Coloured Pair - different suits of the same colour
    • Mixed Pair - different suits 

    21+3 Side Bet

    This bet covers the chance that your first two cards plus the dealer's upcard make any of the following combinations:

    • Suited Trips - three identical cards
    • Straight Flush - of the same suit and in numerical order
    • Three of a Kind - same value but different suits
    • Straight - in numerical order but different suits
    • Flush - same suit

    Each combination has a different payout.

    Bet Behind Feature 

    This feature lets you place a bet on another player's hand.

    You will receive the same payouts for a Bet Behind wager as with a regular wager.

    You don't have to be an active player to place a Bet Behind wager.

    It is not possible to place a Bet Behind wager on yourself.

    To block a player from placing a Bet Behind wager on yourself, untick the 'Allow other players to bet behind me' option in the settings.

    Hot Players

    Players with the longest winning streak are represented by 'Hot Players' icons.

    The icon will display the number of consecutive wins that the player has achieved so far.

    Once a Hot Player loses a round, they lose the Hot Player icon.


    • Blackjack - 3:1
    • Winning Hand - 1:1
    • Insurance when the dealer has blackjack - 2:1

    Perfect Pairs Payouts 

    Perfect Pair25:1
    Coloured Pair12:1
    Mixed Pair6:1

    21+3 Payouts

    Suited Trips100:1
    Straight Flush40:1
    Three of a Kind30:1

    Return to Player (RTP)

    The optimal theoretical payout percentage is: 

    • Blackjack – 99.28%
    • Perfect Pairs bet – 95.90%
    • 21+3 bet – 96.30%